Why rates are usually higher for non-owner occupied (Real Estate - Real Estate Agents)

Item ID 14338637 in Category: Real Estate - Real Estate Agents

Why rates are usually higher for non-owner occupied


Non-owner occupied loans will typically cost you more because the associated risk to the lender is higher. The easiest way to understand why is to imagine if you were financing a property you lived in and another you were renting out. If someone is going to default it’s probably going to be the non-owner occupied property.

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