Manual underwriting (Real Estate - Mortgage Brokers)

Item ID 15489772 in Category: Real Estate - Mortgage Brokers

Manual underwriting


Manual underwriting is a process used by lenders to assess a loan application when automated underwriting systems cannot provide an approval or when a borrower doesn't meet the standard criteria. Unlike automated underwriting, which relies on computer algorithms to evaluate a borrower's creditworthiness, manual underwriting involves a more hands-on approach by human underwriters.Manual underwriting is commonly used in situations where borrowers have unique financial circumstances, and it provides a way for lenders to make lending decisions based on a more holistic and individualized assessment.


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Last Update : Dec 28, 2023 3:18 AM
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Item  Owner  : Gustancho Mortgage
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