Is Term Life Insurance a "Waste of Money" if You Outlive the Policy? (Health & Beauty - Life Insurance)

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Item ID 16187290 in Category: Health & Beauty - Life Insurance

Is Term Life Insurance a "Waste of Money" if You Outlive the Policy?


Many people hesitate to buy term life insurance, fearing it's a waste of money if they outlive the policy. This article challenges that misconception. We’ll reframe the way you think about term life, comparing it to other forms of insurance, like car or home insurance, which also don’t pay out unless an incident occurs. Learn how paying for term life is an investment in your family's financial security and peace of mind. We'll also touch on "Return of Premium" policies and other ways to get a financial benefit, but argue that the core purpose of the policy—providing a safety net—is worth the cost on its own.

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Last Update : Sep 04, 2025 5:05 AM
Number of Views: 32
Item  Owner  : Mary Scott
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2025-09-17 (0.290 sec)